As we still have so much to organize and purchase, we thought we'd start knocking some things of the list.
Firstly, we got ourselves an emergency credit card. Neither of us like using credit, but if we have a major issue that can't wait until funds transfer from savings, we'll be glad we have it. We went with a Coles 15 month interest free card. As long as we make at least minimum payments (if for any reason we need to use the card), we won't pay interest. One thing to note with 'interest free' offers like this, if you just make minimum payments you won't pay off your balance before the interest free period. You are then hit with a pretty high interest rate on your balance.
Secondly, we purchased a South Australia holiday parks pass. This covers our entry to most national parks in South Australia, as well as up to 5 nights camping per visit. One 5 night stay would be the cost of the pass, and we plan on staying in a few, so will more than pay for itself. The holiday pass lasts for 2 months from the start date we put on the pass, so will cover our whole time in South Australia. We also purchased a 12 month Western Australia parks pass. This will cover our entry to most W.A national parks.
Thirdly, we organised camper trailer insurance with CIL Insurance. We definitely need this, as would hate to get stuck in the middle of nowhere with nowhere to sleep! It is around the $200 mark, and will be worth it for the piece of mind. We already have RACV total care, and comprehensive car insurance sorted.
We still have a few more things to sort out, but still have a few weeks up our sleeves.
Now, to finish my now cold coffee....
I was watching ACA the other day and they talked about credit cards. I assume the one you have doesn't have an annul fee?
ReplyDeleteNo, no annual fee
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